Terms & Conditions
Effective date: 24 February 2026
1. Acceptance of Terms
By accessing or using FD Interest Calculator (the “Website”), you agree to follow these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue use of the Website.
2. Informational Purpose (No Financial Advice)
The calculator and any content on this Website are provided for informational purposes only. We do not provide financial, investment, tax, or legal advice. FD rates and terms vary by bank, tenure, and scheme. Always confirm details directly with your bank or a qualified advisor before making decisions.
3. Accuracy of Results
We aim to provide accurate calculations based on the values you enter. However, results are estimates and may differ from actual bank calculations due to rounding methods, compounding conventions, payout rules, premature withdrawal penalties, and rate changes.
4. User Responsibilities
You agree that you will:
- Use the Website for lawful purposes only.
- Enter values carefully and verify results before relying on them.
- Not attempt to disrupt, damage, or misuse the Website or its functionality.
- Not use automated tools to scrape or overload the Website.
5. Intellectual Property
All content, design, and code on this Website (unless otherwise stated) are owned by the Website operator and are protected by applicable laws. You may use the Website for personal and non-commercial purposes. You may not copy, republish, or redistribute the Website’s content or code without permission.
6. Third-Party Services and Links
The Website may use third-party services such as analytics or advertising networks, and may link to external websites. We do not control external websites and are not responsible for their content, policies, or practices. Use third-party sites at your own discretion.
7. Advertising (AdSense)
We may display ads to support the Website. Ads are served by third parties (such as Google) and may use cookies or similar technologies. For more information, see our Privacy Policy.
8. Disclaimer of Warranties
The Website is provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not guarantee uninterrupted access, error-free operation, or that the Website will meet every user’s needs.
9. Limitation of Liability
To the maximum extent permitted by law, we will not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of (or inability to use) the Website, including reliance on calculator results.
10. Changes to the Website
We may update or modify the Website, features, or content at any time without notice. We may also update these Terms when necessary. Continued use of the Website after updates means you accept the revised Terms.
11. Termination
We may restrict access to the Website if we believe there is misuse, abuse, or illegal activity, or if required for security and compliance.
12. Governing Law
These Terms are governed by applicable laws. Any disputes will be subject to the jurisdiction of relevant courts as per applicable law.
13. Contact
If you have questions regarding these Terms & Conditions, contact us at:
Email: enkyapradeep@gnail.com