:root{
  --accent:#1f4fd8;
  --accent-2:#163bb0;
  --text:#111111;
  --muted:#666666;
  --border:#e5e5e5;
  --bg:#c8dfff;
  --bg-soft:#f7f8fa;
  --ok-bg:#f2f7ff;
  --radius:14px;

  --header-bg: linear-gradient(135deg, #1f4fd8 0%, #163bb0 100%);
  --nav-bg:#0f2f8f;
  --nav-link:rgba(255,255,255,.92);
  --nav-link-hover:#ffffff;

  --aside-bg:#ffffff;

  --footer-bg:#0b1020;
  --footer-text:rgba(255,255,255,.85);
  --footer-link:rgba(255,255,255,.9);
}

/* =========================
   Base (mobile-first)
   ========================= */
*{ box-sizing:border-box; }
html{ -webkit-text-size-adjust:100%; }
body{
  background:var(--bg);
  color:var(--text);
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  margin:2px;
  padding:2px;
  font-size:14px;
  line-height:1.55;
}

a{ color:var(--accent); text-decoration:none; }
a:hover{ text-decoration:underline; }

/* =========================
   HEADER
   ========================= */
header{
  background:var(--header-bg);
  color:#fff;
  border:1px solid rgba(255,255,255,.12);
  border-radius:16px;
  padding:12px;
  box-shadow:0 10px 24px rgba(17,24,39,.14);
  /* Make logo text visible inside header */
}
header .logo{
  color:#ffffff;
}
.site-brand{ display:flex; flex-direction:column; gap:4px; }
.logo{ font-size:1.08rem; font-weight:800; letter-spacing:.2px; }
.site-desc{ margin:0; font-size:.88rem; color:rgba(255,255,255,.88); }

/* =========================
   NAV
   ========================= */
nav{
  margin-top:8px;
  background:var(--nav-bg);
  border:1px solid rgba(255,255,255,.08);
  border-radius:16px;
  padding:10px;
  box-shadow:0 10px 24px rgba(17,24,39,.10);
}
.nav-links{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  align-items:center;
}
.nav-links a{
  font-size:.95rem;
  color:var(--nav-link);
  padding:8px 10px;
  border-radius:12px;
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.08);
  text-decoration:none;
}
.nav-links a:hover{
  color:var(--nav-link-hover);
  background:rgba(255,255,255,.12);
  border-color:rgba(255,255,255,.16);
  text-decoration:none;
}
.nav-links a:focus-visible{
  outline:3px solid rgba(255,255,255,.35);
  outline-offset:2px;
}

/* =========================
   MAIN
   ========================= */
main{
  padding:12px;
  max-width:1100px;
  margin:0 auto;
}

/* Layout wrapper */
.layout{ display:block; }

/* Mobile: aside hidden */
aside{ display:none; }

/* Typography */
h1{ font-size:1.4rem; margin:14px 0 12px; letter-spacing:.1px; }
h2{ font-size:1.15rem; margin:22px 0 10px; }
h3{ font-size:1.02rem; margin:16px 0 8px; }
p{ margin:10px 0; }

/* =========================
   Cards / calculator
   ========================= */
.card{
  background:#fff;
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:12px;
  box-shadow:0 8px 18px rgba(17,24,39,.06);
}

.calculator{
  background:#fff;
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:12px;
  box-shadow:0 12px 24px rgba(17,24,39,.07);
}

.grid{
  display:grid;
  grid-template-columns:1fr;
  gap:10px;
}

label{
  display:block;
  font-size:.92rem;
  color:var(--text);
  margin:0 0 6px;
  font-weight:700;
}

.field{
  width:100%;
  border:1px solid var(--border);
  border-radius:12px;
  padding:10px 10px;
  line-height:1.4;
  background:#fff;
  color:var(--text);
  outline:none;
  font-size:calc(1rem + 1px);
  font-weight:500;
}
.field:focus-visible{
  outline:3px solid rgba(31,79,216,.25);
  outline-offset:2px;
  border-color:rgba(31,79,216,.45);
}

.row{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  align-items:flex-end;
}
.col{ flex:1 1 220px; min-width:180px; }

/* Time Period input + unit dropdown joined */
.time-inline{
  display:flex;
  flex-wrap:nowrap;
  gap:0;
  align-items:stretch;
  width:100%;
}
.time-inline-input{ flex:0 0 55%; min-width:0; }
.time-inline-unit{  flex:0 0 45%; min-width:0; }

.time-inline .field{ border-radius:0; }
.time-inline-input .field{
  border-top-left-radius:12px;
  border-bottom-left-radius:12px;
  border-right:none;
}
.time-inline-unit .field{
  border-top-right-radius:12px;
  border-bottom-right-radius:12px;
}

.small-note{
  margin:6px 0 0;
  color:var(--muted);
  font-size:.85rem;
}

.toggle{
  display:flex;
  gap:10px;
  align-items:center;
  flex-wrap:wrap;
  margin-top:8px;
}
.toggle label{
  font-weight:700;
  margin:0;
  display:inline-flex;
  align-items:center;
  gap:6px;
  font-size:.9rem;
  color:var(--text);
  cursor:pointer;
}
.toggle input{ transform:translateY(1px); }

/* Buttons */
button,
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:6px;
  font-size:calc(1rem + 1px);
  font-weight:800;
  line-height:1.2;
  padding:10px 12px;
  border-radius:12px;
  border:1px solid rgba(31,79,216,.25);
  background:var(--accent);
  color:#fff;
  cursor:pointer;
  user-select:none;
  text-decoration:none;
  min-height:44px;
  box-shadow:0 10px 20px rgba(31,79,216,.18);
}
button:hover,
.btn:hover{ filter:brightness(.98); text-decoration:none; }
button:active,
.btn:active{ transform:translateY(1px); }
button:focus-visible,
.btn:focus-visible{
  outline:3px solid rgba(31,79,216,0.35);
  outline-offset:2px;
}
button:disabled{
  opacity:.55;
  cursor:not-allowed;
  transform:none;
}

.btn-secondary{
  background:#fff;
  color:var(--accent);
  border-color:rgba(31,79,216,.55);
  box-shadow:none;
}
.btn-secondary:hover{ background:rgba(31,79,216,.06); }

.actions{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:10px;
}

/* Snippet */
.snippet{
  margin-top:14px;
  padding:10px;
  background:linear-gradient(135deg, rgba(31,79,216,.06), rgba(31,79,216,.02));
  border-left:4px solid var(--accent);
  border-radius:12px;
  font-size:.93rem;
  color:var(--text);
}

/* Result box */
.result{
  margin-top:14px;
  padding:12px;
  background:var(--ok-bg);
  border:1px solid rgba(31,79,216,.25);
  border-radius:14px;
}
.result-title{ font-weight:900; margin:0 0 6px; font-size:1.02rem; }
.money-big{ font-size:1.55rem; font-weight:950; margin:6px 0 8px; letter-spacing:.2px; }
.meta{ margin:0; font-size:.92rem; color:var(--text); }
.meta .muted{ color:var(--muted); }
.hint{ margin-top:12px; font-size:.85rem; color:var(--muted); }

/* Share buttons */
.share{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:16px;
  padding-top:12px;
  border-top:1px solid var(--border);
  align-items:center;
}
.share-btn{
  display:inline-flex;
  align-items:center;
  gap:6px;
  padding:8px 10px;
  border-radius:12px;
  border:1px solid var(--border);
  background:#fff;
  color:var(--accent);
  min-height:44px;
  text-decoration:none;
  box-shadow:0 6px 14px rgba(17,24,39,.06);
}
.share-btn:hover{ text-decoration:none; filter:brightness(.99); }
.share-btn svg{ width:18px; height:18px; display:block; }
@media (max-width: 719px){ .share-btn .label{ display:none; } }
@media (min-width: 720px){ .share-btn .label{ display:inline; } }

/* =========================
   Rates table
   ========================= */
.rate-table{
  width:100%;
  border-collapse:collapse;
  table-layout:fixed;
  font-size:0.95rem;
  border-radius:12px;
  overflow:hidden;
  box-shadow:0 10px 20px rgba(17,24,39,.06);
}
.rate-table th,
.rate-table td{
  border:1px solid var(--border);
  padding:10px 8px;
  vertical-align:top;
}
.rate-table th{
  background:linear-gradient(135deg, rgba(31,79,216,.10), rgba(31,79,216,.04));
  text-align:left;
  font-weight:900;
}
.rate-table th:first-child,
.rate-table td:first-child{ width:52%; word-break:break-word; }
.rate-table th:last-child,
.rate-table td:last-child{ width:48%; }
.senior{ color:var(--muted); font-size:.92em; white-space:normal; }
@media (max-width: 720px){
  .rate-table{ font-size:.92rem; }
  .rate-table th,
  .rate-table td{ padding:9px 6px; }
}
@media (min-width: 720px){
  .rate-table th:last-child,
  .rate-table td:last-child{ text-align:right; }
}

/* =========================
   ✅ Desktop layout + IDEAL ASIDE HEIGHT (AdSense friendly)
   ========================= */
@media (min-width: 720px){
  body{ margin:12px; padding:12px; }

  .layout{
    display:grid;
    grid-template-columns: 1fr 340px;
    gap:16px;
    align-items:start;   /* ✅ don't stretch to full height */
  }

  aside{
    display:block;
    background:var(--aside-bg);
    border-radius:var(--radius);
    padding:12px;
    border:1px solid rgba(31,79,216,.20);
    box-shadow:0 12px 26px rgba(17,24,39,.08);
    position:sticky;     /* ✅ good UX */
    top:12px;
    height:auto;
  }

  aside::before{
    content:"";
    display:block;
    height:6px;
    border-radius:12px;
    background:linear-gradient(90deg, rgba(31,79,216,.85), rgba(31,79,216,.18));
    margin-bottom:10px;
  }

  aside > div:first-of-type{
    font-weight:900 !important;
    margin:0 0 10px 0 !important;
    font-size:1.05rem !important;
    color:#111 !important;
  }

  /* ✅ Fixed ideal ad box size */
  aside > div:last-of-type{
    width:100% !important;
    min-height:280px !important;
    height:336px !important;     /* ✅ best default for 336x280 */
    max-height:600px !important; /* prevent huge empty space */
    display:flex !important;
    align-items:center !important;
    justify-content:center !important;
    border-radius:12px !important;
    border:1px dashed rgba(17,24,39,.18) !important;
    background:linear-gradient(135deg, rgba(31,79,216,.05), rgba(31,79,216,.02)) !important;
    overflow:hidden !important;
    color:rgba(17,24,39,.55) !important;
    font-weight:700 !important;
  }

  aside ins.adsbygoogle,
  aside iframe{
    width:100% !important;
    height:100% !important;
    min-height:280px !important;
    display:block !important;
    border:0 !important;
  }
}

/* =========================
   FOOTER
   ========================= */
footer{
  margin-top:30px;
  background:var(--footer-bg);
  color:var(--footer-text);
  border-radius:16px;
  padding:16px 10px;
  text-align:center;
  border:1px solid rgba(255,255,255,.08);
  box-shadow:0 10px 24px rgba(17,24,39,.12);
}
.footer-links{
  display:inline-flex;
  flex-wrap:wrap;
  gap:8px;
  align-items:center;
  justify-content:center;
}
.footer-links a{
  color:var(--footer-link);
  text-decoration:none;
  padding:6px 8px;
  border-radius:10px;
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.08);
}
.footer-links a:hover{
  background:rgba(255,255,255,.10);
  border-color:rgba(255,255,255,.14);
  text-decoration:none;
}
.sep{ color:rgba(255,255,255,.25); }

/* =========================
   Typography scale
   ========================= */
@media (max-width: 360px){
  body{ font-size:14px; }
  h1{ font-size:1.38rem; }
  h2{ font-size:1.12rem; }
  h3{ font-size:1.0rem; }
}
@media (min-width: 361px){
  body{ font-size:15px; }
  h1{ font-size:1.5rem; }
  h2{ font-size:1.2rem; }
  h3{ font-size:1.03rem; }
}
@media (min-width: 481px){
  body{ font-size:15.5px; }
  h1{ font-size:1.6rem; }
  h2{ font-size:1.25rem; }
  h3{ font-size:1.05rem; }
}
@media (min-width: 601px){
  body{ font-size:16px; }
  h1{ font-size:1.7rem; }
  h2{ font-size:1.3rem; }
  h3{ font-size:1.08rem; }
}
@media (min-width: 721px){
  body{ font-size:16px; }
  h1{ font-size:1.8rem; }
  h2{ font-size:1.35rem; }
  h3{ font-size:1.1rem; }
}
@media (min-width: 901px){
  body{ font-size:16.5px; }
  h1{ font-size:1.9rem; }
  h2{ font-size:1.4rem; }
  h3{ font-size:1.12rem; }
}
@media (min-width: 1081px){
  body{ font-size:17px; }
  h1{ font-size:2.0rem; }
  h2{ font-size:1.45rem; }
  h3{ font-size:1.14rem; }
}
@media (min-width: 1281px){
  body{ font-size:17px; }
  h1{ font-size:2.1rem; }
  h2{ font-size:1.5rem; }
  h3{ font-size:1.15rem; }
}
@media (min-width: 1441px){
  body{ font-size:17.5px; }
  h1{ font-size:2.2rem; }
  h2{ font-size:1.55rem; }
  h3{ font-size:1.16rem; }
}
@media (min-width: 1681px){
  body{ font-size:18px; }
  h1{ font-size:2.3rem; }
  h2{ font-size:1.6rem; }
  h3{ font-size:1.17rem; }
}


/* =========================
   FD Logo – Responsive
   ========================= */

.brand-inline{
  display:flex;
  align-items:center;
  gap:10px;
  line-height:1;
}

/* SVG logo sizing */
.brand-inline svg{
  width:36px;
  height:36px;
  min-width:36px;
  flex-shrink:0;
}

/* Text beside logo */
.brand-inline span{
  font-weight:900;
  letter-spacing:0.3px;
  white-space:nowrap;
}

/* 🔹 Small mobile (≤360px) */
@media (max-width:360px){
  .brand-inline{
    gap:6px;
  }
  .brand-inline svg{
    width:26px;
    height:26px;
    min-width:26px;
  }
  .brand-inline span{
    font-size:0.95rem;
  }
}

/* 🔹 Normal mobile (361px – 480px) */
@media (min-width:361px) and (max-width:480px){
  .brand-inline svg{
    width:30px;
    height:30px;
    min-width:30px;
  }
  .brand-inline span{
    font-size:1rem;
  }
}

/* 🔹 Tablet (481px – 720px) */
@media (min-width:481px) and (max-width:720px){
  .brand-inline svg{
    width:34px;
    height:34px;
    min-width:34px;
  }
  .brand-inline span{
    font-size:1.05rem;
  }
}

/* 🔹 Desktop (≥721px) */
@media (min-width:721px){
  .brand-inline svg{
    width:38px;
    height:38px;
    min-width:38px;
  }
  .brand-inline span{
    font-size:1.1rem;
  }
}


/* ===============================
   FD HERO IMAGE – DISCOVER SAFE
   =============================== */

.fd-hero-wrap{
  max-width:1200px;      /* matches image width */
  margin:14px auto 18px; /* spacing below H1 */
  padding:0 6px;         /* small mobile breathing space */
}

.fd-hero-img{
  display:block;
  width:100%;            /* fluid on all screens */
  height:auto;           /* preserve aspect ratio */
  border-radius:14px;    /* modern, AdSense-safe */
  background:#f5f7fb;    /* prevents flash while loading */
  box-shadow:0 10px 28px rgba(17,24,39,0.12);
}